Amazon Store Card full review

Enjoy the perks of being a devoted Amazon customer with this card that offers a 5% cashback at Amazon exclusively for Prime members.

Unleash the Power of the Amazon Store Card

Discover the Amazon Store Card, a powerful tool that revolutionizes your online shopping experience. As the issuer, Synchrony Bank (NYSE: SYF), a leading consumer financial services company, partners with Amazon to offer this innovative store card.

Synchrony Bank, with over 90 years of history, boasts 72.4 million active customer accounts and more than 18,000 dedicated employees. Their commitment to delivering a complete digitally-enabled product suite has made them a trusted name in the industry.

Enchanting the world, Amazon has become synonymous with online retail. With a remarkable revenue of US$ 469.822 billion in 2021, Amazon surpassed Walmart to become the largest retailer globally, except in China. Central to its success is the subscription plan, Amazon Prime, which boasts over 200 million subscribers worldwide.

Priming Your Shopping Experience

Enhance your Amazon shopping experience by becoming an Amazon Prime Store cardmember. By signing in to your Amazon Prime account, you unlock exclusive benefits, including a remarkable 5% cash back on all purchases made through the Amazon Store Card. However, without a Prime membership, you won’t earn cash back rewards, making Prime membership a prerequisite for unlocking the card’s full potential.

Alternatively, instead of receiving 5% cash back, you can leverage the card’s promotional financing offers. Two enticing options are available:

Equal Monthly Payments

Enjoy the flexibility of paying equal monthly payments at 0% APR on Amazon.com purchases during the financing offer period.

  • 6 equal monthly payments on purchases between $50 and $299.99
  • 12 equal monthly payments on purchases of $300 or more (Holiday-exclusive offer valid from 11/1 – 12/26, usually $600)
  • 24 equal monthly payments on select purchases of $600 or more

Special Financing

For purchases of $150 or more, you can take advantage of special financing options:

  • 6 months on purchases between $150 and $599.99
  • 12 months on purchases of $600 or more
  • 24 months on select purchases

Embrace the diverse range of products available on Amazon, as the Amazon Store Card is exclusively usable for purchases on the platform. Join the millions of satisfied customers who trust Amazon for their shopping needs.

Exciting Perks and Benefits

  • The Amazon Store Card offers the convenience of 0% APR financing, allowing you to buy now and pay over time through equal monthly payments.
  • Enjoy the freedom of a $0 annual fee with the Amazon Store Card.
  • Rest easy with the Amazon Store Card’s robust security features, protecting you from unauthorized charges.
  • Upon approval, receive a $10 Amazon gift card instantaneously, a delightful bonus for new cardholders.
  • The Amazon Store Card reports your credit activity to the three major credit bureaus (Equifax, Experian, and TransUnion), enabling you to build or improve your credit profile.

Applying for the Amazon Store Card

If you find the Amazon Store Card intriguing and frequently shop on Amazon, seize the opportunity and apply for your very own Amazon Store Card today. Approval odds are favorable if your credit score exceeds 650.

Claire Harrison
Written by

Claire Harrison