Amazon Prime Rewards Visa Signature Card full review
Our review about this card is something you won't want to miss if you're an Amazon Prime Member—it could be exactly what you need!
Discover the features of the Amazon Prime Rewards Visa Signature Card
If you qualify for Amazon Prime and frequently shop at Amazon.com and Whole Foods Market, the Amazon Prime Rewards Visa Signature Card might be the perfect fit for you.
With no annual fee, this card offers exceptional cash back rewards. You’ll earn 5% cash back on purchases at Amazon.com and Whole Foods Market, as well as 2% cash back at dining establishments, gas stations, and pharmacies. For all other purchases, you’ll receive 1% cash back.
So, if you’re interested in earning cash back rewards without the burden of annual fees (apart from the Amazon Prime membership), continue reading to learn more about how this card works!
Understanding the Amazon Rewards Visa Signature Card
As an Amazon Prime subscriber, it’s difficult to find fault with the Amazon Prime Rewards Visa Signature Card.
This Chase credit card offers fantastic rewards rates at Whole Foods and Amazon.com, and it can be used anywhere that accepts Visa, making it more versatile than many other store-branded cards. Additionally, you’ll enjoy extra rewards at restaurants, pharmacies, and gas stations. Furthermore, the redemption options for this store card are quite flexible.
All of this is available to you for an annual fee of $0, provided you have an Amazon Prime membership.
Regular Amazon shoppers will have no trouble earning substantial rewards with the Prime card. With one of the highest earnings rates for Amazon purchases, you only need to spend $2,780 annually, or approximately $232 per month, to cover the cost of your Prime membership.
With the Amazon Prime Rewards Visa Signature Card, you can earn unlimited 5% cash back on purchases at Whole Foods Market and Amazon.com. In addition, you’ll receive 2% cash back at dining establishments, gas stations, and pharmacies, as well as 1% cash back on all other transactions.
If you frequently shop at Whole Foods Market, the Amazon Prime Rewards Visa Signature Card is one of the best cards for earning supermarket rewards due to its 5% cash back category.
There are also occasional opportunities to earn additional rewards from Chase and Amazon. Amazon often releases limited-time “Exclusive Prime cardmember” offers, which provide between 10% and 25% cash back on select purchases.
Benefits of the Amazon Rewards Visa Signature Card
Flexible rewards
Earning points is enjoyable, but using them is even more exciting. With the Amazon Prime Rewards Visa Signature Card, you have multiple options for redeeming your rewards, unlike other store-branded credit cards. You can use your rewards for your next Amazon purchase or redeem them through Chase for gift cards, travel arrangements, or direct cash back. Regardless of how you use them, each point is worth one penny.
Purchase and travel protections
Many co-branded rewards cards offer minimal travel insurance coverage, but that is not the case with the Amazon Prime Rewards Visa Signature Card. As a cardholder, you have access to all the Visa Signature card perks, including concierge service and up to $500,000 in travel accident insurance.
This card also offers various safeguards to protect your online purchases. The card’s zero fraud liability policy ensures that you are not held responsible for any unauthorized purchases made with your card.
The following benefits of the Amazon Prime Rewards Visa Signature Card are particularly noteworthy:
- Purchase protection – Your card provides coverage of up to $500 per claim and $50,000 per account for 120 days against damage or theft of purchases.
- Extended warranty protection – For eligible warranties of three years or less, your card adds an additional year to the warranty period.
- No foreign transaction fees – The card does not charge transaction fees for purchases made outside of the United States, saving you from paying a 2% to 3% fee when using international Amazon sites.
- Lost luggage reimbursement – The card offers up to $3,000 in reimbursement per passenger for lost or damaged checked and carry-on luggage for you and your family members.
- Baggage delay insurance – If your luggage is delayed while traveling, the card provides reimbursement for necessary expenses up to $100 per day for a maximum of three days for delays of six hours or more.
How to apply for the Amazon Rewards Visa Signature Card
If you’re interested in applying for this excellent card, follow our instructions below:
