How to apply for the Merit Platinum card
This card is designed specifically for individuals with low credit scores. Stay updated with our card-related publications on our website.
Understanding the Merit Platinum Card: A Fresh Start for Your Finances
The Merit Platinum Card is a game-changer for those seeking a fresh financial start. What sets it apart is its membership system, which does not require a positive credit history. Additionally, the card reports activity to major credit agencies, giving users the opportunity to build or improve their credit history.
With a credit limit of $750, the Merit Platinum Card offers customers the opportunity to make purchases and enhance their economic well-being.
A seven-day trial period is one of the attractive features of this card. During this period, users can make purchases without incurring any fees associated with the card, whether it’s through online platforms or physical stores.
If you’re wondering whether the Merit Platinum Card is the right credit card for you, keep reading to discover why it’s the perfect choice and how you can obtain it.
Who is Eligible for the Merit Platinum Card?
If you’re newly eighteen and looking for some financial independence or want to boost your credit score, the Merit Platinum Card is designed with you in mind. Immigrants can also benefit from this card as it helps establish a credit score in the country.
Unlike traditional bank cards, the Merit Platinum Card eliminates the need for credit or employment verification. To be eligible for this card, you simply need an active US debit or credit card, a checking or savings account, and be at least 18 years old.
How to Apply for the Merit Platinum Card
Applying through the Website
Applying for the Merit Platinum Card is a straightforward process. Start by visiting the Merit Platinum Card website and filling out the application form. The form will require you to provide your Social Security Number, address, and current income.
After verifying the accuracy of your information, submit your application for analysis.
Where to Find More Information about the Application Process
If you need additional information about the Merit Platinum Card application process, you can contact their customer service team. They can be reached by phone at (800) 251-6144 or via email at [email protected]
Is the Merit Platinum Card Worth It?
Considering the benefits mentioned above, the Merit Platinum Card is definitely worth considering. Its easy application process doesn’t compromise the quality of service, as the company is committed to providing exceptional service to all customers regardless of their financial or social limitations.
Horizon Outlet, the provider of the Merit Platinum Card, offers a wide variety of products that cater to different customer needs, aligning with the card’s value proposition.
Merit Platinum Card vs. American Express® Gold Card
The Merit Platinum Card stands out by offering guaranteed acceptance and a credit limit of $750, without the need for a high credit score or positive credit history. It only requires an active US savings or checking account and for users to be of legal age.
On the other hand, the American Express® Gold Card requires applicants to be US citizens and have a credit score of at least 700 points to be eligible for review.
Benefits of the Merit Platinum Card:
- Lower-than-average purchase APRs
- Acceptance of applicants with no credit history
- Reporting to multiple credit bureaus, helping to improve credit history
Benefits of the American Express® Gold Card:
- Ability to add up to five additional users per year to your plan for free
- Opportunity to make money earn more through rewards programs
- Option to switch between card versions (gold, regular, and pink)
- Ability to transfer points between users under the same service
How to Apply for the American Express® Gold Card Benefits
If you’re interested in applying for the benefits of the American Express® Gold Card, you can find detailed information on our website.
