Learn how to apply for the Citi Custom Cash℠ card
Discover in this article the process of applying for the card that enhances your money's return and entails no annual fee!
Introducing the Citi CustomSM Cash Card: What You Need to Know
Looking for a credit card that maximizes your savings and rewards? Look no further than the Citi Custom SM Cash Card. This card offers a host of benefits and rewards that can make your money work harder for you, from discounts at grocery stores and restaurants to cash back on streaming services and gas stations.
One of the great advantages of this card is its annual fee: $0 USD. That means you can enjoy all the benefits without having to pay an annual fee. Plus, as a new customer, you can take advantage of a special bonus promotion. By using your Citi Custom SM Cash Card for a total of $15,000 USD within the first six months of account opening and activation, you can earn $200 USD. This bonus value is returned to you as ThankYou points, which can then be converted into cash.
Aside from its enticing rewards program, the Citi Custom SM Cash Card also prioritizes security. With built-in technology to protect against fraud and unauthorized purchases, you can use your card with peace of mind, knowing that your financial safety is a top priority.
Eligibility and Application Process
To apply for the Citi Custom SM Cash Card, you must be at least 18 years old (21 years old in Puerto Rico) and have a healthy credit history. You must also be a resident of the United States or its territories.
Ready to apply? Simply visit the card’s website and fill out the application form. You’ll need to provide personal information such as your name and date of birth, as well as your residential and contact details. Additionally, you’ll be required to provide your Social Security number and annual income.
Is the Citi CustomSM Cash Card Worth It?
If you’re wondering whether the Citi Custom SM Cash Card is a worthwhile choice, consider the many benefits it offers. One standout feature is the ability to earn 5% cash back on your top eligible spend category, up to $500 spent in each billing cycle. Plus, you’ll receive unlimited 1% cash back on all other purchases.
What Are the Eligible Categories?
The card offers 5% cash back in various categories, including restaurants, gas stations, grocery stores, select travel, public transportation, select streaming services, pharmacies, home improvement stores, gyms, and live entertainment.
How Can You Redeem Your Rewards?
ThankYou ® points earned through the Citi Custom SM Cash Card can be redeemed in a variety of ways. You can choose to receive cash through a statement credit, check, or direct deposit. Alternatively, you can redeem your points for gift cards, shop with Amazon.com points, or even use them towards travel. The redemption rates may vary depending on the reward option you choose.
Citi CustomSM Cash Card vs Petal® 2 Visa® Credit Card
Comparing the Citi Custom SM Cash Card to the Petal® 2 Visa® Credit Card, both have their own unique advantages. The Citi Custom SM Cash Card stands out for its wide range of rewards and cash back opportunities, all without an annual fee. On the other hand, the Petal® 2 Visa® Credit Card is a great option for those without a credit history or security deposit requirements, and it also charges zero fees.
Citi CustomSM Cash Card Pros
- No annual fee
- Reward system
- Bonus for new customers
- Cash back system
Petal® 2 Visa® Credit Card Pros
- Cash back system
- No security deposit
- No fees charged
How to Apply for the Petal® 2 Visa® Credit Card
If you’re still undecided and want to learn more about the Petal® 2 Visa® Credit Card and how to apply for it, check out the linked article below for more information.
