Learn how to apply for the PenFed Platinum Rewards card
Learn here how to acquire a card that is perfect for individuals seeking one with minimal bill fees.
All About the PenFed Platinum Rewards Credit Card
If you’re looking for a credit card with quality services and minimal fees, the PenFed Platinum Rewards Credit Card is the perfect choice. This card charges zero annual fees and no transaction fees for purchases made abroad, making it a top choice for savvy credit card users.
Discover why the PenFed Platinum Rewards Credit Card should be a part of your wallet. In this article, we will explore the benefits and the application process.
Points Distribution for Purchases
The PenFed Platinum Rewards Credit Card offers a great advantage with its point distribution system for purchases made using the card!
You will earn 1x points for every eligible purchase made with your PenFed Platinum Rewards Credit Card.
For eligible purchases at restaurants, streaming subscriptions, radio, cable TV, and supermarkets, you will earn 3x points.
If you use your PenFed Platinum Rewards Credit Card to pay for fuel at gas stations or charging stations for electric cars, you will receive 5x points!
Redeeming Your Points
Redeeming your earned points is easy and rewarding. You can choose to redeem your points for same-day delivery gift cards from major brands for shopping, dining, and entertainment.
Another option is to use your points to purchase plane tickets through PenFed’s catalog.
Alternatively, you can use your points to make purchases in various categories, such as children’s items, sports equipment, entertainment, household items, and more.
For more ways to redeem your points, visit the PenFed website.
New Holder Bonus
As a new PenFed Platinum Rewards Credit Card holder, you can earn 15,000 bonus points once you spend $1,500 on your card within the first 90 days of opening your account!
You can also take advantage of balance transfers from your PenFed Platinum Rewards Credit Card using various methods.
Each point’s value can range from 0.85 cents to 1.7 cents according to available information.
Safety Measures
The PenFed Platinum Rewards Credit Card prioritizes cardholder safety both physically and virtually. With this card, you’ll benefit from various security measures for your in-store and online purchases.
Your account activities are monitored 24/7, and you’ll be promptly notified if any suspicious activity is detected. This helps prevent fraud and unauthorized use of your card.
The card is equipped with chip technology for added protection against fraudulent transactions and data breaches.
Visa provides advanced security features for online purchases, ensuring that your personal information remains confidential when making online transactions.
Visa Signature Concierge Service
As a PenFed Platinum Rewards Credit Card holder, you gain access to the Visa Signature Concierge service. This service offers assistance from a concierge representative 24/7, 365 days a year!
Simply contact the Visa Signature Concierge phone number to take advantage of this service.
Eligibility for the PenFed Platinum Rewards Credit Card
To apply for the PenFed Platinum Rewards Credit Card, you need to be an active member of the PenFed Credit Union.
You must also be a legal adult in the United States with an active Social Security Number.
Residency in the United States or its territories is also required.
How to Apply for the PenFed Platinum Rewards Credit Card
Applying for the PenFed Platinum Rewards Credit Card is quick and easy. You can apply online through the official website of the service.
During the application process, you will need to provide personal information such as your first and last name, age, and Social Security Number.
Your address and contact details, including email and phone number, will also be required.
Financial information, such as an active bank account and source of income, will also need to be provided.
Don’t miss out on the benefits of the PenFed Platinum Rewards Credit Card. Apply now and enjoy the perks!
PenFed Platinum Rewards Credit Card vs Capital One Venture® Credit Card
The PenFed Platinum Rewards Credit Card and the Capital One Venture® Credit Card offer similar rewards and fee structures. However, the PenFed Platinum Rewards Credit Card stands out by charging zero annual fees.
Pros of the PenFed Platinum Rewards Credit Card
- Zero annual fee
- Reward system
- No foreign transaction fee
Pros of the Capital One Venture® Credit Card
- No foreign transaction fee
- Easy membership
- Reward system
How to Apply for the Capital One Venture® Credit Card
If you’re interested in the Capital One Venture® Credit Card, we’ve got you covered! Check out our article on how to obtain this card.
Applying is quick and easy. Click the button below for more information!
