OakStone Platinum Secured Mastercard® credit card full review
Find out about the advantages offered by the OakStone Platinum Secured Mastercard® credit card here, the card that aids in enhancing your credit score.
Discover the Benefits of the OakStone Platinum ® Secured Mastercard ® Credit Card
Are you looking for a credit card that can help you improve your financial situation by building your credit history? Look no further than the OakStone Platinum ® Secured Mastercard ® credit card. This card offers numerous benefits to its holders, making it an excellent choice for those aiming to achieve financial stability.
In this article, we will explore the various advantages of the OakStone Platinum ® Secured Mastercard ® credit card. You will also find guidance on how to apply for this card, which may be the perfect fit for you.
Fees Associated with the OakStone Platinum ® Secured Mastercard ® Credit Card
The annual fee for this credit card is $49, which is considered reasonable when compared to other credit cards that focus on credit reconstruction. The OakStone Platinum ® Secured Mastercard ® credit card also offers a below-average purchase APR of 13.99%, which may even go as low as 9.99%. Please note that these rates are subject to change based on market interest rates.
While other products offered by OakStone may have slightly higher fees, the OakStone Platinum ® Secured Mastercard ® credit card does not charge monthly maintenance fees, processing fees, or subscription fees. Additionally, this card can be used for purchases outside the United States and territories, with a fixed fee of 3% per transaction.
One of the key benefits of the OakStone Platinum ® Secured Mastercard ® credit card is that it reports to major US credit bureaus. By using this card responsibly, you can positively impact your credit history. You can find more details on this topic in another section of this article.
Continue reading to discover more benefits of the OakStone Platinum ® Secured Mastercard ® credit card and determine if it is the right card for you.
Understanding How the OakStone Platinum ® Secured Mastercard ® Credit Card Works
The OakStone Platinum ® Secured Mastercard ® credit card is designed to assist new cardholders in improving their financial situation by building a positive credit history. Unlike many other credit cards, it does not require a positive or excellent credit history for approval. If you are just starting your financial journey in the United States, this card is a viable option as it also considers applicants with no credit history.
Furthermore, the OakStone Platinum ® Secured Mastercard ® credit card reports your account transactions to all three major credit reporting agencies in the United States and territories: Experian, Equifax, and TransUnion. These agencies evaluate your payment consistency to determine the impact on your credit history. To ensure positive growth financially and economically, it is essential to pay your OakStone Platinum ® Secured Mastercard ® credit card bills on time.
Key Benefits Offered by the OakStone Platinum ® Secured Mastercard ® Credit Card
Credit Limit Customization
To determine your credit limit, you must make a refundable security deposit ranging from $200 to a maximum of $5,000. This deposit can be refunded; please refer to the official OakStone Platinum ® Secured Mastercard ® credit card website for specific rules and guidelines.
Furthermore, the OakStone Platinum ® Secured Mastercard ® credit card provides exceptional customer support to help you improve your financial situation or start your financial journey on the right foot.
How to Apply for the OakStone Platinum ® Secured Mastercard ® Credit Card
If you have reached this point and are interested in acquiring the OakStone Platinum ® Secured Mastercard ® credit card, an exclusive article dedicated to the application process is available. Click the button below to access this article and learn how to easily obtain this credit card.
