Learn how to apply for the HSBC Premier Credit Card
Discover the effortless process of acquiring the HSBC Premier ® Mastercard Credit Card by following these step-by-step instructions. Witness the simplicity of obtaining a credit card that bestows rewards.
All About the HSBC Premier ® Mastercard Credit Card: What You Need to Know
If you’re looking for a credit card that gives you a range of rewards and the flexibility to redeem them, look no further than the HSBC Premier ® Mastercard Credit Card. With no annual fee, this card stands out with its generous rewards program, insurance coverage, and fee exemptions.
In this article, we’ll guide you through the process of acquiring the HSBC Premier ® Mastercard Credit Card, making it easy for you to get a card that can enhance your travel experiences and everyday purchases.
New cardholders of the HSBC Premier ® Mastercard Credit Card can benefit from an initial bonus of 35,000 points. To qualify, all you need to do is use your card for purchases totaling $3,000 within the first 90 days (approximately three months) of opening your account.
If you prefer, these points can be converted into $400 towards air travel.
Earning Points
When you use the HSBC Premier ® Mastercard Credit Card for travel, hotel bookings, and car rentals, you’ll earn 2 Rewards points per transaction!
You’ll also earn 1 point for every dollar spent on all other transactions.
Fees
During the first year of membership, cardholders are exempt from paying the annual fee. After that, the fee is $95.
The APR fine is 29.99% and can vary between 14.99% and 18.99% depending on your creditworthiness.
The HSBC Premier ® Mastercard Credit Card does not charge any foreign transaction fees.
The balance transfer fee is 4% or $10, whichever is higher.
Cash advances come with a fee of $10 or 5% of the transaction amount, whichever is higher.
How Does the HSBC Premier ® Mastercard Credit Card Work?
In addition to the benefits mentioned earlier, this credit card offers a range of protections for your purchases and travel. It covers expenses incurred due to identity fraud and provides cell phone protection, offering up to $600 in reimbursement for theft or damage to your cell phone.
To make payments with the HSBC Premier ® Mastercard Credit Card, simply tap the card on compatible credit card machines. No need to insert or swipe your card!
Who Can Apply for the HSBC Premier ® Mastercard Credit Card?
To apply for the HSBC Premier ® Mastercard Credit Card, you must already have a current account with HSBC in the US. If you don’t have one, you can register on the service’s website.
Applicants must be of legal age, residents of the United States and its territories, and have a healthy or positive credit history. A valid and active Social Security Number is also required.
Below, you’ll find a step-by-step guide on how to apply for the HSBC Premier ® Mastercard Credit Card.
How to Apply for the HSBC Premier ® Mastercard Credit Card
To apply for this credit card, simply fill out the form on HSBC’s official website.
The form will ask for your first and last name, date of birth, US address, and Social Security Number. You’ll also need to provide a valid US address and bank information.
HSBC Premier ® Mastercard Credit Card vs. Chase Sapphire Reserve ® Credit Card
Both of these credit cards are excellent options for traveling and redeeming points in various ways.
HSBC Premier ® Mastercard Credit Card Pros
- Initial bonus
- No annual fee
- Reward system
Chase Sapphire Reserve ® Credit Card Pros
- Easy enrollment
- Initial bonus
- Reward system
How to Apply for the Chase Sapphire Reserve ® Credit Card
To learn how to apply for the Chase Sapphire Reserve ® Credit Card, read the article linked below. You’ll also discover how this card works and its benefits.
