Learn how to apply for the Quicksilver Secured Rewards credit card
Discover how to apply for the Capital One Quicksilver Secured Rewards credit card step by step in this guide, with no annual fee.
What should I know about the Capital One Quicksilver Secured Rewards credit card?
If you’re interested in applying for the Capital One Quicksilver Secured Rewards credit card, this step-by-step guide will provide you with all the information you need to get started. This credit card is an excellent option for individuals looking to rebuild their financial life, offering cash back rewards, no annual fees, and lenient credit history requirements.
One of the standout features of the Capital One Quicksilver Secured Rewards credit card is its lack of annual fees and foreign transaction fees. This means that you won’t have to pay any extra costs to maintain or use the card. Additionally, the card offers several security measures to keep you protected from fraud and theft.
With the mobile app provided by Capital One, you can easily monitor your account activity and report any suspicious transactions at any time. Furthermore, for online purchases, you’ll have the added security of a virtual card with different data from your physical card, ensuring that your personal information remains secure.
In the event of unauthorized transactions on your credit card, the Responsibility Zero for Fraud program will cover your liability.
How does the Capital One Quicksilver Secured Rewards credit card work?
To establish your credit limit, you’ll need to make a minimum refundable deposit of $200 USD. You have the option to make larger deposits to increase your credit limit. By consistently paying your bills on time for six months, you’ll become eligible for a credit limit increase. The ongoing APR for this card is 28.49%, which is subject to change.
In addition to its security features and no annual fees, the Capital One Quicksilver Secured Rewards credit card also offers a cash back rewards program. You’ll earn 1.5% cash back on all qualifying purchases, and there’s no limit to the amount of cash back you can earn. Even if you have a bad credit history, you can still apply for this credit card, and your transactions will be reported to the three major credit bureaus in the United States.
Who is eligible to apply for the Capital One Quicksilver Secured Rewards credit card?
Individuals with bad or limited credit history can apply for the Capital One Quicksilver Secured Rewards credit card. It’s important to note that you must be of legal age, a resident of the United States, and possess an active and valid social security number. The credit card application does not require a positive credit history.
How to apply for the Capital One Quicksilver Secured Rewards credit card
To apply for the Capital One Quicksilver Secured Rewards credit card, visit the Capital One website and fill out the online application form. The form will ask for your personal information such as your name, address, email, and contact number. You’ll also need to provide financial information. Once you’ve completed the form, agree to the terms and conditions and submit your application. You’ll receive a response regarding your application status.
Capital One Quicksilver Secured Rewards credit card vs. HSBC Premier ® Mastercard Credit Card
Both the Capital One Quicksilver Secured Rewards credit card and the HSBC Premier ® Mastercard Credit Card offer reward programs and competitive rates compared to other credit cards.
Capital One Quicksilver Secured Rewards credit card pros:
- No annual fee
- Reward system
- No foreign transaction fee
HSBC Premier ® Mastercard Credit Card:
- Reward system
- No annual fee
- Initial bonus
How to apply for the HSBC Premier ® Mastercard Credit Card?
If you’re interested in the HSBC Premier ® Mastercard Credit Card, you can follow these steps to apply:
