Bank of Hawaii review
Enroll in online statements to effortlessly waive the service fee. Moreover, no minimum balance is necessary.
Discover the Benefits of Bank of Hawaii Accounts!
The Bank of Hawaii has a rich history that dates back to its establishment in 1897 by Charles Montague Cooke and a group of local businessmen. Originally created to provide banking and financial services to the people of Hawaii, the bank quickly became an essential institution in the territory, supporting the growth and development of the Hawaiian Islands.
Today, the Bank of Hawaii is a well-established financial institution that operates not just in Hawaii but also on the U.S. mainland and in the Pacific region. It offers a wide range of financial services, including personal banking, business banking, wealth management, and investment services. The bank’s mission is to provide innovative financial solutions while supporting the communities it serves. Over the years, the Bank of Hawaii has evolved into a dynamic institution with a strong presence in Hawaii, the U.S. mainland, and the Pacific, playing a vital role in the economic and financial well-being of the communities it serves.
Bank of Hawaii Checking Accounts
Bank of Hawaii offers five checking accounts for customers to choose from, each with its own unique features and benefits. Let’s review all of them now.
Convenience Checking
Bank where and when you want with the Convenience Checking account. Enjoy the convenience of mobile and online banking, allowing you to manage your account your way. This account has no minimum balance requirement and offers multiple payment options with the Bank of Hawaii Visa Debit Card or checks. The $3.25 monthly service fee is waived with online statement enrollment. Eligible account holders can also upgrade to the Bankoh Hawaiian Airlines Visa Debit Card for added benefits.
Debit Card Requirements and Other Restrictions:
- Must have a Bank of Hawaii checking account.
- Must be 16 years or older.
Experience the convenience of mobile and online banking, allowing you to check your balances 24/7, view your transaction history, and transfer funds.
EASE by Bank of Hawaii
EASE by Bank of Hawaii is a paper-free, check-free account that eliminates overdraft fees. This account offers access to secure online and mobile banking, a handy debit card, and free online bill pay. Enjoy the convenience of banking without worrying about overdraft fees or bounced checks. The account has no minimum balance requirement and a $3.25 monthly service fee.
Bankohana
Bankohana is the premier family of accounts offered by the Bank of Hawaii. It allows customers to optimize the use of their hard-earned money by consolidating all their accounts into one easily manageable package. Bankohana offers higher interest rates, complimentary checks, waived fees, discounted services, and more. Customers can choose from three Bankohana Checking account options and have the option to supplement their selection with an optional savings or CD account. Each account level has a minimum opening deposit requirement of $500.
At Level III, account holders enjoy:
- Level II benefits, plus additional Level III Bankohana benefits.
- Waived monthly service fee with $50,000 in combined Bankohana balances.
- Interest-bearing account.
- Fees waived on Non-Bank of Hawaii ATMs.
Clients can choose from various Bank of Hawaii account options and experience a sense of security. If you have any questions or inquiries about the bank’s products, a representative can be reached by calling 808-643-3888. Account self-service is available 24/7, with representatives accessible from 6 a.m. to 9 p.m., seven days a week.
Learn How to Apply for a Bank of Hawaii Account
Now that you’ve discovered the various Bank of Hawaii checking account options, let’s take the next step and learn how to apply for your preferred account. Applying for a Bank of Hawaii account is a straightforward process that can be initiated by visiting their website or calling their customer service. Follow the instructions provided to submit your application and start enjoying the benefits of a Bank of Hawaii account.
