Northwest Bank full review
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Discover the Benefits of Northwest Bank Accounts!
Established in 1896 in Warren, Pennsylvania, Northwest Bank has a rich history as a small savings and loan association. Through time, it has grown organically and through strategic acquisitions, expanding its services to Pennsylvania, New York, Ohio, and Maryland.
With its wide range of financial products and services such as personal and business banking, wealth management, and insurance, Northwest Bank aims to provide excellent customer service and build strong relationships with its customers and communities.
Northwest Bank’s Checking Account Options
Northwest Bank offers four distinctive checking account options that cater to different needs. Let’s delve into the details of each account:
Affinity Checking
Affinity Checking offers simplicity and affordability. You only need a $25 minimum deposit to open the account, and there are no monthly service charges. While this account does not earn interest, it provides free electronic statements, convenient Early Pay access to funds, and a low $3 fee for using non-Northwest or non-Allpoint ATMs.
For a straightforward banking experience with valuable features and zero monthly fees, Affinity Checking is an excellent choice.
Affinity Plus Checking
Affinity Plus Checking offers a straightforward and rewarding banking experience. With a minimum deposit of just $25, it’s accessible to everyone. While there is a $15 monthly service charge, you can easily avoid it by maintaining a $5,000 average daily balance or a $15,000 deposit and/or investment relationship balance.
This interest-bearing account requires a minimum daily balance of $1,500 to earn interest. Additionally, you enjoy fee-free access to non-Northwest and non-Allpoint ATMs, free check orders, free electronic statements, Early Pay for faster fund access, and free check images.
Affinity Premier Checking
Elevate your banking experience with Affinity Premier Checking. It only requires a $25 minimum deposit to open. While there is a $25 monthly service charge, it can be waived by maintaining a $15,000 average daily balance or a $50,000 deposit and/or investment relationship balance.
This elite account also earns interest with a $1,500 minimum daily balance. It offers fee-free access to non-Northwest and non-Allpoint ATMs, reimbursement for ATM fees charged by other financial institutions (up to $10 per calendar month), and additional benefits like Early Pay, free check images, and free money orders.
Free Perks with Every Affinity Checking Account
Alongside any Affinity Checking account, you will receive the Northwest Visa Debit Card, which includes features like debit alerts, mobile pay, and Visa Checkout. Additionally, Northwest Bank provides Online and Mobile Banking services that include features such as Bill Pay, Zelle, alerts, Money Insights, fraud prevention software, and CardValet.
If you have any inquiries or need assistance in managing your banking relationship, you can visit any of Northwest Bank’s conveniently located branches or contact them at (877) 672-5678.
Security Center Section
When visiting Northwest Bank’s website, make sure to explore the Security Center section, where you can find tools to locate a Northwest branch near you and learn how to protect yourself and your money. The section provides best practices for using debit and credit cards, email, passwords, PINs, and mobile devices, ensuring the safety of your finances.
Learn How to Apply for a Northwest Bank Account
If you’re ready to open a Northwest Bank account, the next step is to learn how to apply. To guide you through the application process for your Northwest Bank checking account, click on the green button below.
