Learn How to Apply for a Chase Freedom Unlimited Credit Card
What to Consider Before Applying for a Chase Freedom Unlimited Credit Card
The Chase Freedom Unlimited card shows a promising return rate for a credit card with no yearly fee, delivering 5% cashback on travel, 3% cash back on chosen dining and pharmacy shopping, and 1.5% cashback on all other expenditures.
Chase Ultimate Rewards® points from the Freedom Unlimited card can be redeemed through credits on your statement or travel, valued at one cent per point via the Chase Ultimate Rewards® travel platform.
The Chase Freedom Unlimited® credit card stands out with an impressive sign-up reward that overshadows most cash-back cards, a prolonged 0% introductory APR offer, varied redemption methods and no annual fee.
Adding to its allure is the substantial bonus cashback as previously mentioned.
Taken together these features can create significant cashback gain.
For those who have other credit cards that earn Chase Ultimate Rewards® points, this can enhance the overall value significantly.
However, the diverse rewards rates add a certain level of complexity, compared to cards that offer a simple 1.5% cashback on all purchases.
Despite this, it proves to be a highly efficient credit card for everyday expenses, catered to meet the needs of higher spenders.
If you’re keen to know how to apply, read on.
Eligibility Criteria
Obtaining the Chase Freedom Unlimited can prove challenging because a good credit score is a prerequisite.
Potential applicants need a FICO credit score of a minimum of 700 to substantially increase their likelihood of approval for the Chase Freedom Unlimited.
Although criteria for credit cards catering to individuals with high credit score might vary, these requirements provide a practical indication of the FICO score range to aim for, but are subject to change.
Further, in order to meet eligibility criteria, applicants must be a lawfully registered citizen of a North American country and be above 21 years of age.
Income also plays an important role as the applicant needs to have an annual income that matches the required credit limit.
How to Apply for the Chase Freedom Unlimited Credit Card
The process for applying to the Chase Freedom Unlimited card is undertaken online, in a similar fashion to most other credit cards.
If you already have a Chase login, you can choose to apply as a guest on the Chase website, which could save time. However, setting up a new account essentially takes the same amount of time.
Regardless, certain personal information is mandatory for the application.
While the application process may be slightly longer than some, the credit card is designed for those with superior credit and, in this context, isn’t excessively difficult.
The form requires various personal and income-related information such as:
- Full name
- Complete address
- Parents’ names
- Social security number
- Phone number
- Employment status
- Gross annual income
Once submitted, the application enters a review phase to determine the applicant’s eligibility.
Additional Features
The Chase credit card is extremely comprehensive, providing features including zero liability protection, purchase protection and extended warranty. The card’s compatibility with contactless, chip payments and several mobile digital wallets add to its functionality.
Chase also ensures a swift application process, guaranteeing easy access for consumers to begin using their cards without considerable hold-ups.
In addition, Chase has collaborated with multiple companies, including DoorDash, Lyft, and Instacart++, to extend the benefits available to card-holders during their shopping experience.
Interested in checking out other options?
The American credit card market has diverse options on offer, especially for individuals seeking highly efficient cards to meet larger needs.
In this regard, the Wells Fargo Active Cash Credit Card offers a robust blend of benefits and security features, promising a worry-free experience when using the card. Find out more by exploring the details.
